Please read these Credit Card Payment Terms and Conditions (“Terms”) carefully before using your credit card to make a payment on our website. By proceeding with a payment, you acknowledge that you have read, understood, and agreed to these Terms.

1. Authorized Use

• By providing your credit card details, you represent and warrant that you are the authorized user of the card and have sufficient funds or credit available for the transaction.
• Unauthorized or fraudulent use of credit cards is strictly prohibited. Violators may be subject to legal action.

2. Payment Processing

• All credit card payments are processed securely through [Insert Payment Processor Name]. We do not store your credit card information on our servers.
• Transactions are subject to the terms and conditions of your credit card issuer.

3. Charges and Fees

• By completing a transaction, you authorize us to charge your credit card for the total amount of your purchase, including applicable taxes, fees, and shipping charges.
• Additional fees, such as foreign transaction fees, may be applied by your card issuer if your card is used outside its country of issuance.

4. Declined Transactions

• If your credit card is declined for any reason, the transaction will not be completed. You are responsible for ensuring that your card details are accurate and up-to-date.
• In case of a declined payment, please contact your credit card issuer for further assistance.

5. Refunds and Disputes

• Refunds, if applicable, will be processed in accordance with our Refund Policy. Refunds will be issued to the original credit card used for the transaction.
• If you believe there has been an error or unauthorized charge, you must notify us within [Insert Time Period, e.g., 30 days] of the transaction date. You may also need to contact your card issuer to resolve disputes.

6. Cancellation Policy

• Any cancellations of orders or services are subject to our Cancellation Policy. If a cancellation is approved, refunds will be issued to the original credit card.

7. Security

• We are committed to protecting your payment information. All transactions are encrypted and processed in compliance with PCI DSS (Payment Card Industry Data Security Standard).
• Despite our efforts, no method of electronic transmission or storage is 100% secure. By using our payment services, you acknowledge and accept these risks.

8. Changes to Terms

• We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective upon posting on our website.